Banking presented by "Financial Skills "
Banking Terms for Outstanding Advances and NPA rule STANDARD ASSETS - REGULAR PAYMENT RECEIVED BY BANK SMA- (SPECIAL MENTIONED A/C) SMA- 0 - IST INSTALLMENT O/S (0 - 30 DAYS) SMA- 1 - IIND INSTALLMENT O/S (31 - 60 DAYS) SMA- 2 - IIIND INSTALLMENT O/S (61 - 90 DAYS) NPA- NON PERFORMING ASSET - AFTER 90 DAYS LOAN A/C TURNS TO NPA BY BANK SUB STA...